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The Leadership of Rick Shinto in InnovaCare Health

InnovaCare Health is a top Medicare and Medicaid Advantage organization in Puerto Rico that provides healthcare related services. It operates the leading health plans and provides managed health services. These health plans include MMM Healthcare and PMC Medicare Choice. InnovaCare Health is mandated to manage Medicaid programs in Puerto Rico’s Government Health Plan. It is also dedicated to providing members with valuable and sustainable models of managed care which are cost-effective, innovative and fully integrated with advanced technologies. Recently, InnovaCare took up the Health Care Payment Learning and Action Network initiative that focuses on moving the United States health system towards quality payment models.


In recent years, InnovaCare Health has expanded its leadership team by three more executives as a way of seeking to position the company for success amidst the dynamic and complex health care landscape. The officials include Jonathan Meyers who is the Chief Actuary Officer, Mike Sortino, the Chief Accounting Officer and Penelope Kokkinides who is the Chief Administrative Officer.


Currently, InnovaCare is under the leadership of Richard Shinto as its President and CEO. He has over 20 years’ experience in operational and clinical healthcare and began his medical career as an intern and pulmonologist in Southern California. Before joining InnovaCare, Mr. Richard was the President and CEO of Aveta. He acquired his degree in Medicine from the University of New York and an M.B.A from the University of Redlands. Go To This Page for additional information.


In 2015, Penelope Kokkinides rejoined InnovaCare and became its CAO. Before re-joining InnovaCare, Penelope served as Centerlight Health Care’s Executive VP and COO where she was in charge of providing strategic direction and overall management of the managed care division. Before working for Centerlight, she was the COO of InnovaCare and also served as the COO of Touchstone Health and Corporate VP for Care Management as well as Disease Management at AmeriChoice. With over 20 years’ experience in healthcare, specializing in managed care industry and governmental programs, Penelope has served as the COO of Aveta Co. and VP of Clinical Operations. She has a lot of skills, one being that she is an expert in managing health care processes and developing clinical programs.


Penelope has a degree in Biological Sciences from Binghamton University, a master’s degree in Social Work from New York University and another master’s degree in Public Health from Columbia University School of Public Health. She also has a postmaster’s advanced degree in Alcohol & Substance Abuse.



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The Success of Waiakea Hawaiian Volcanic Water

Many companies engage in selling bottled water these days. Just by walking a short distance, you are likely to notice various brands pretty fast. The bottled water industry got estimated at more than 100 billion dollars across the world. Currently, the Italians are highest consumers of bottled water, although other countries follow closely.


Most of these current firms nowadays try to incorporate something unique into their bottled water, some label to make them more conspicuous than the rest. The firms will claim that their water is unique and instilled with some good that you can’t resist. Maybe the water has been enriched with vitamins that make it stand out from the rest. Or perhaps the firm will advertise their bottled water using their distinct process of filtration.


So, what makes Waiakea Water stand out from the rest? Waiakea Water utilizes the Hawaii language in their brand name. Waiakea originates from the words “wai akea” meaning “broad waters.” It is a beautiful way to include the culture of Hawaii into the firm and endorse the good feeling that comes with buying Hawaiian. Nonetheless, Waiakea takes it a step further. The process of filtering is what makes the company stand out from the rest of the water firms.


Launched in 2012, Waiakea has made some progress in the industry using their invention. Waiakea Water is founded on a TBL platform. The water they sell is usually volcanic water. The water gets filtered using the process of the water going through 14,000 feet of permeable volcanic rock in the Mauna Loa volcano raising the coolness factor. See This Page to learn more.


Waiakea Hawaiian Volcanic Water is a water brand with its origin in Hawaii. Waiakea uses the ecological power of volcanos to produce amazing bottles of water. Amidst a quick bottling process and the incorporation of the natural minerals, Waiakea Water rotates around pure water and satisfied customers. The company is not limited to Hawaii or the United States. It supplies to countries and distributors who intend to taste the high-quality water from Waiakea. With each sip, consumers know they are indulging themselves in a part of unique islands and pure water created to perfection.


Check out the company’s page on YouTube.



Are You Likely to Suffer a Heart Attack?

Heart diseases are one of the leading causes of death today. Statistics show that 610,000 people in the U.S die from this condition each year. Reports also indicate that every year 735,000 men and women suffer from heart attacks and 21,000 of these cases are recurrent heart attacks. With these high instances of heart attacks, it is necessary to educate the general public on what causes this condition and how to prevent it. A recent survey showed that the highest percentage of people reported that chest pains were the first symptoms they experienced before suffering a heart attack.

However, most people do not act on the early warning that their bodies give them. As a result, forty-seven percent of people die away from the hospital. Visiting a physician is not only necessary but strongly recommended as well.

Symptoms and Causes of Heart Attacks
Physicians are known to do a thorough assessment to determine the risk of heart attack. They must consider several factors that could make you prone to heart attacks. Such factors are age, race, cholesterol levels in your body and gender. The physician will also put into consideration whether you have diabetes or high blood pressure. Smoking is another risk factor.

Maintaining a healthy lifestyle can help you reduce the chances of suffering from a heart attack. Ensure that you eat healthily and exercise more often. Like any other condition, heart attacks will always present some symptoms that should act as a warning to the individual. These symptoms include:
• Chest pains which bring a great deal of discomfort.
• Trouble breathing.
• Body pains in the upper part of your body such as your arms.
• Dizziness, nausea and cold sweats.

If you are experiencing any of the symptoms above, you might want to consult with your doctor. You can reduce the risk of heart attacks by living a healthy lifestyle of taking physical exercise, quit smoking and go for checkups on a regular basis.

The Difference Between Term and Permanent Freedom Life Insurance

When choosing a life insurance plan, you have the option of getting either a term life insurance plan or a permanent life insurance plan. Term life insurance only lasts for a specific amount of time. It is good for when you have a limited budget or if you want your life insurance to cover a specific time limited cost. This can be anything from the education of your children to the payment of debts before a certain date. Keep in mind that although term life insurance is generally cheaper when starting out, simply because fewer people die in that amount of time, it can still be more costly in the long run if you want to renew it after your life insurance expires. This is because when you are older, there is a bigger likelihood of dying, and if you are getting a new plan, they can charge you more. You may need a medical examination in order to renew your plan as well. However, you can skip the medical examination if you get a convertible term life insurance, which is life insurance that lets you convert it to premium permanent insurance when it expires without a medical exam, in return for higher premiums. Visit to know more.

Your other option is to just get permanent life insurance. This is a good idea if you just want life insurance and you do not want to set an expiration date for it. On the other hand, it costs more at the beginning. The good part is that you do not have to pay higher premiums for when you get older, as you are set in the premium that you pay when you are younger. In addition, with a permanent plan, you can start accruing savings that you can use in order to pay your premiums at a later date if you cannot afford to do so.

When looking for life insurance, get one from a company like Freedom Life Insurance. Freedom Life Insurance offers many plans for all kinds of needs and people. Freedom Life Insurance has one goal, and that is to make people like you happy. They are a great choice for life insurance.

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The Insurance Products Offered by USHEALTH Group

USHEALTH Group is a leading insurance provider in the US. It offers a wide variety of plans that suit the changing and diverse needs of clients. The plans are more affordable than the comprehensive ones. USHEALTH Group’s family of companies also have plans for those customers who are willing and can afford for a specific cost-sharing level. The firm has a particular selection of distinct diseases and accident plans. It has flexible, reliable and affordable solutions. Besides, USHEALTH Group is committed to the customer satisfaction.

It doesn’t matter the kind of health coverage its customer choose, the bottom line is that they help the clients enhance their protection with their portfolio of products. Some of the policies they offer include accident coverage, critical illness, income protector, life insurance, specified diseases, short-term disability income, dental and vision plans. In places where there is a high turnover of the customer, and reduced customer loyalty, USHEALTH Group’s family insurance companies create a long-term companionship, which makes them dependable and trusted to deliver its promises.

The USHEALTH Group’s family insurance companies have a subsidiary known as USHEALTH Advisors. It offers the distinct sickness, supplemental and life insurance products. The Group’s customers are assured of an exceptional buying experience in the world of health, driven by a trusted and permitted USHEALTH Advisor Agent. USHEALTH Group is recognized as world business leader in customer care and innovation. That is made possible by the personal attention commitment from the team of experts at the Group. Consequently, the group receives more families, individuals and small business initiatives who want the company to meet their insurance desires.

About Troy McQuagge

Troy McQuagge possesses a B.A. degree from the University of Central Florida. He has worked in various insurance companies like All state insurance Company, Student Insurance division of United Insurance Companies and UGA. In 2010, Troy McQuagge joined USHEALTH and pursued his ambition of restructuring the company’s distribution agency. He succeeded in his mission; hence, was elected President and Chief Executive Officer of the company in 2014. Freedom Life Insurance Company and other subsidiaries of USHEALTH also enjoy the leadership of Troy McQuagge. Troy has steered the company to profitability, competitive health insurance products, and massive growth. Know more:



USHEALTH Advisors are a team of marketers for the USHEALTH Group Company. They specialize in marketing the health insurance that their company offers.


The USHEALTH Advisors marketing team has had the BBB accreditation since 17th April 2013. The BBB rating system is a business profile that allows companies to handle customer complaints easily and efficiently.

Therefore, the BBB files at USHEALTH Advisors assist the team in handling any kind of customer care issues which are attributed to the marketing team. For example, if the consumers of USHEALTH complain that they are not getting the professionalism they desire when they contact the USHEALTH Advisors team. Another example of a complaint is when they do not receive expert calls or texts from the marketing team. These complaints will automatically trigger the professional and expert handling of the BBB system. The customers will get an apology and their issues will be addressed. However, the USHEALTH Advisors team has decided to deal with these problems in a long-term manner through professional and competent training for the agents.

USHEALTH Advisors salary

Averagely the USHEALTH Advisors salary is approximately 200,000 dollars annually for a Business Owner and 70, 341 dollars annually for a Licensed Agent. An Insurance Agent gets approximately 97,393 dollars every year and a Marketing Representative gets paid 75,000 dollars per year. Sales Representatives get approximately 95,000 dollars annually and Sales executives get 98,223 dollars annually. While outside sales representatives and the account manager are paid 100,000 dollars yearly a sales consultant is paid 74, 945 dollars annually. Most USHEALTH Advisors think this remuneration package is quite fair.

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How to Choose the Best Life Insurance Policy

Settling on the right form of life insurance can sometimes be confusing but is also a very important decision for all people to make.Freedom Life Insurance is crucial for people looking for life insurance plans to have the right knowledge that will assist them in choosing the appropriate insurance solutions that will best suit their needs. People should consider having a term life insurance in the case that they require life insurance for only a specified period. With the help of a term life insurance, an individual can match the duration of their term policy with the duration of their need. For instance, if a person has small kids and wants to secure their education future, they can purchase a term life insurance of 20 years. If a person wants the insurance to be able to repay a debt that can be paid off in a particular time period, they need to only purchase a term policy for only that period.

If an individual has a limited budget and requires a huge amount of life insurance, it is advisable that they choose a term life insurance.Freedom Life Insurance insurance plan pays only in case you pass on while the term of the policy is still active. In case the client is still alive as the term comes to an end, the coverage also steps unless they renew the policy or even buys a new one. This form of insurance is not similar to permanent insurance whereby a person can build up equity as cash savings. It is also advisable for an individual to consider convertible term policies if they believe that their financial needs may in the future change. This insurance plan enables a client to change to permanent insurance without the need for a medical examination.

It is however important for all life insurance customers to note that premiums are at their lowest when a person is young and then goes up as they get older. There are many companies that offer people life insurance policies at affordable rates. An example of such companies is Freedom Life Insurance. The company is involved in offering life insurance products and services. It also provides health, credit, accident as well as annuities products.

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Preparing for a Preventive Life Line Screening

Cardiovascular diseases are a big problem for the American Population. Most cardiovascular problems begin with atherosclerosis, a problem, that detected early might lower the risk of future heart diseases. The patient can benefit after screening by applying some lifestyle changes or taking certain drugs, if necessary.

Life Line Screening is a health company that offers a thorough health screening to find any existing cardiovascular problems early on. The test looks for any underlying or developing heart problems such as irregular heartbeats, peripheral arterial disease, and aneurysms. The Life Line wellness company was founded in Texas in 1993. It is a company committed to improving the lives of individuals.

What to Expect When Going to a Screening

Upon arriving at the office, the welcome desk greets clients. A check-in-form is completed and, if necessary, payments are made. Paperwork is completed and turned in. The client waits for the technician to call them. Between tests, the client might have to return to the waiting room. A blood test is done which consists of having a blood sample taken with a finger stick. Body measurements might be taken. A bone density screening is done. For that shoes and socks are taken off and placed on an ultrasound machine. Bone density screening is only included in some screening programs. For a peripheral arterial disease screening, a technician places a pressure cuff around the upper arm and ankles. Electrodes are placed for the atrial fibrillation on the client on the collarbones or the wrists, as well as the ankles. This measures the electrical system of the heart for any irregularities. For a carotid artery screening, the client lies on the exam table. Placing gel on the neck, the technician runs a transducer on the neck to see the carotid arteries and assess the blood flow inside of them. In the abdominal aortic aneurysm screening, the gel is placed on the abdomen and, with the transducer, the technician checks for enlargements in the abdominal aorta. When the screening is complete, blood tests are given to the client, and the other results are given out through mail in 15 days. Meanwhile, the patient can share their results with their doctor. Life Line Screening also offers other tests, such as vitamin D, testosterone deficiency, thyroid disease, kidney disease, and type 2 diabetes screenings.

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Prevention is the best way to treat a disease. Symptoms of diseases may be absent, but the internal damage of the cardiovascular system is running and one day manifests. It is better to find out on time and take steps to prevent further complications. That is what Life Line Screening is all about.

USHEALTH Group: Affordable and Reliable

Insurances are not just another expense that you have to pay – they are essential in every household because they provide peace of mind to everyone who purchased an insurance plan. Accidents, disasters, and even death happen unexpectedly, and insurance protects us from paying too much. People are changing their perception towards coverage, and more people are getting a plan for their family because they never know when a disaster or an accident would strike. Of all the insurance policies available in the world today, health insurance policies are the most in demand. It is also one of the handiest insurance policy available, because of its flexibility. Hospitalization and recovery are covered by health insurance policies, and it comes very handily especially if one travels frequently or has a family member who easily contracts diseases. Those without health insurance tend to pay much, and in a worst-case scenario, the payment for hospitalization results in bankruptcy. Read more XRepublic at

The USHEALTH Group is one of the largest insurance health companies in the United States today. They are also regarded as one of the most reliable businesses offering affordable health insurance policies. The company is headquartered in the city of Fort Worth, Texas, and more than 15 million people are benefitting from their insurance plans. The total number of policies given away by the USHEALTH Group is worth billions of dollars, and it is applicable for the next 50 years.

Since the establishment of the USHEALTH Group, they worked so hard to gain the people’s trust. They believe that trust is the first thing that has to be established to do great business, and they are right. Most of their clients have been working with them for several years, and because of the excellent customer service that they provide, these customers keep on coming back, tagging along with the family members and friends who would like to get their insurance plans from the HEALTH Group. Through the years of operation, the USHEALTH Group transformed into one of the largest companies in the United States, and it is also one of the leading companies in the insurance industry.

The USHEALTH Group employs talents who deal professionally with clients. They have undergone training which makes them suitable for the job, and they are trained to understand every insurance policy that the USHEALTH Group has to offer. The employment of these professionals also helps propel the USHEALTH Group into new heights, as more and more people are already transferring to them from other insurance companies because of their complete insurance plans available at a lower price.



Dr. AviWeisfogel: Specialist in Dentistry and Sleep Disorder

Sleep plays an instrumental role in maintaining good health and ensuring well-being. Getting enough and quality sleep at the appropriate time helps sustain physical and mental health as well as safety and the quality of life. Specialists recommend seven to nine hours of sleep every night and sleeping for periods lower than six hours may adversely impact a person’s health and appearance.

Recently, sleep technology has turned out to be an intriguing field of science. Specialists like Dr. AviWeisfogel have facilitated studies and research in this area, aiding the pioneering studies in dental sleep medicine. The endeavor has assisted patients across the world overcome sleep disorders. Dr. Wesfogel is an experienced dentist who is also knowledgeable in the field of sleep disorder and has the desire to share his skills with other practitioners. This has been his primary motivation towards the establishment of Healthy Heart Sleep, a channel that has influenced collaborations with other professionals with similar interests.

Dr. Weisfogel has successfully handled complex sleep-related problems including slip apnea. He resorted to educate other colleagues and physicians on how to diagnose and treat the condition. He founded the Unlimited Sleep Patient, which later became a platform where physicians could trade their knowledge in dentistry and sleep. Another brainchild of Dr. Weisfogel, Dental Sleep Masters, was established to handle a combination of sleep and dentistry disorders.

Due to his desire to assist fellow physicians achieve excellence in sleep medicine, Dr. Weisfogel operates a comprehensive health program comprised of daily communications through texts, phone calls, and emails. When he is not busy running his Old Bridge Dental Care practice, the sleep disorder specialist engages in sports. He is a desirous basketball enthusiast and a strong supporter of the New York Knicks. The doctor also follows major tennis events including the French Open and Wimbledon.